Category: Helpful Information

Our Helpful Information blog category is dedicated to debt consolidation and payday loan relief as well as our debt relief services and ways to help improve your financial well-being. Getting you back on Solid Ground is our goal!

How To Dominate Payday Loans

April 24th, 2018 by highdebt1

Have you caught yourself trapped in a Payday Loan cycle? Like many, you are not alone; almost 12 million Americans find themselves looking at Payday Loans as a short term relief to a long term problem. Spending 9 Billion in Payday Loan fees alone, you would think there would be a better solution. With Solid

What you didn’t know about Payday Loans

March 28th, 2018 by highdebt1

What is a Payday Loan? Let’s start with the basics, what exactly is a Payday Loan? Payday loans in most cases are mostly needed in unforeseen situations: Unpaid speeding ticket, outrageous doctor bill or the inability to keep up with your mortgage on an off month. None the less Payday Loans has made it easy

Interest rates can be your worst enemy: 3 things to know

March 20th, 2018 by highdebt1

What is a credit card interest rate, and what does APR mean to you?  For credit cards, the interest rates are typically stated as a yearly rate. This is called the annual percentage rate (APR). On most cards, you can avoid paying interest on purchases if you pay your balance in full each month by

Good Debt vs. Bad Debt

February 21st, 2018 by highdebt1

When taking a look at your financial responsibilities each month, you may feel quite coverwhelmed by the amount of money that you’re spending on debt. Sometimes debt might seem like a trap that you only want to fight your way out of, but not all debt is bad. This post will help you be able

6 Habits of People Who Are Debt-Free

February 5th, 2018 by Solid Ground Financial

Do you want to reach financial independence? Then, start following some or all of the following habits from people who are debt-free: 1. Treat yourself to save For instance if you are out and about and craving that Ice cold Caramel Macchiato from Starbucks for a quick pick me up, use that money to treat

Things to Avoid When Getting a Payday Loan

August 1st, 2017 by Solid Ground Financial

Are you considering a Payday Loan to help get you through a tough patch? This article offers tips on what you should avoid when looking or applying for a Payday Loan. Before making the jump, learn the truth about Payday Loans. Payday loans are acquired from a financial body, usually not a bank, that are

Top 5 Payday Loan Alternatives

July 25th, 2017 by Solid Ground Financial

Payday loans are the common alternatives that come to mind when an urgent need for cash arises. It is usually fast and relatively easy to obtain, but when it comes to choosing between quick cash at high interest rates repayable on your next paycheck and some other less costly alternatives, here are a few better

10 Easy Ways to Improve Your Credit Score

July 17th, 2017 by Solid Ground Financial

Certain things make up the standard criteria for obtaining credit from financial institutions, one of these things is your credit score. Put simply, your credit score is an index that shows your qualification and how much you potentially qualify for a loan or facility. In this article we list out 10 easy ways to improve

Solid Ground Financial Celebrates 10 Years in Business

June 19th, 2017 by Solid Ground Financial

A small group of seasoned financial professionals got together to discuss an issue that hit close to home, debt management. Putting together their years of financial acumen and a zeal to improve the lives of people, they set up a financial counseling and debt consolidation service called Solid Ground Financial.   It has been 10

Everything You Should Know About Predatory Lending

June 12th, 2017 by Solid Ground Financial

What is Predatory Lending?   Predatory lending is the unfair, unscrupulous and misleading practices of some lending companies when you ask them for a loan. In the United States, there is no legal description of what a predatory lending practice is but the FDIC generally classifies any lending that passes on offensive and inequitable loan