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Payday Loan Relief

Payday Loan Consolidation


At Solid Ground Financial, our priority is to get you out of debt and make all of your consolidation company needs a hassle-free experience. Regardless of your credit score, the debt consolidation program will give you control of your bank account again. Solid Ground Financials’ team of professionals is trained to design a payment plan that not only makes you feel comfortable, but also benefits you every step of the way.

You do not need a debt consolidation loan or consolidation loan to qualify for the program or the payment plan. Keeping you informed throughout the process, our mission is to get you out of debt and to teach you how to pay off your payday loans through the debt consolidation program.

The payday loan cycle is a terrible thing to be involved in. Unfortunately, so many people find themselves trapped under the burden of lenders and payday loans. This feeling of helplessness is one that is common, as there are few payday loan relief programs or debt consolidation companies that actually help applicants break out of the debt cycle.

Payday loan relief that actually works and improves your financial situation without any additional fee or minimum amount to the lender is what Solid Ground Financial offers. Our well-designed, comprehensive payday loan consolidation program is one  you can take advantage of —no matter your financial situation —to help you take back your financial freedom following a debt.

If you’re in the payday loan debt cycle or a payday loan customer, this a sure way to restart your journey to achieving your financial dreams. No matter your credit score, we can establish an effective program for you to help with payday loan debt, all while saving you money.

The Problem with Payday Loans


Falling into debt with payday loans is something that so many Americans become victim to everyday. Because there are so many lenders offering a cash advance or high-interest loans, payday loan borrowers are willing to take out quick loans as an easy source of emergency funds. Most payday loans must be paid back within two weeks. However, if you do not have enough money to pay it back, long-term high interest loans can then become a debt problem, as you might end up owing more than you borrowed after a relatively short time. That’s why it’s very important to know the type of loan you are agreeing to. Going over specifics of the loan, such as the annual percentage rate, loan term, and the total amount paid — even if you rollover the loan multiple times — would be in your best interests to find the lowest interest rate possible before you make your final decision.

The high interest rates and billing cycle quickly sucks most people in so deep that they need special payday loan debt help to get back to good financial standing. If you find yourself in this situation, you don’t need to go bankrupt before looking for a good payday loan debt relief plan.

Depending on which payday lender you’re owing, Solid Ground Financial is able to provide you with a payday loan debt consolidation plan to help you settle your outstanding debts. Here are some of the disadvantages of taking payday loans:

  • Payday loans are expensive: When you compare the cost of a loan you received from a payday lender to what similar financial institutions will give you, you will find that you are repaying over 10 times more than normal in some cases. Taking a payday loan of even $100 can quickly snowball into a debt of $1000 with payday loan interest rates as high as 600 percent in some cases.
  • Payday loans are a Band-Aid financial solution: If your source of financial relief is a payday loan, there is a strong chance that you are not in a good place financially. While the inflow of cash will help you to solve immediate financial problems, you will most likely end up in debt and need help paying payday loans after a while.
  • Payday lenders are crooked: You really cannot trust the average payday loan company because they tack on so many hidden charges that it becomes difficult to know exactly how much you are paying back. Some payday lenders even make it difficult for you to get a payday loan settlement when you’re indebted to them. If a payday lender makes you uncomfortable or you’ve heard bad reviews about them, your best choice is to stay away. We would advise to speak to a debt attorney and sign up for a credit counseling session if you have a collection agency on your back.


Getting out of payday loans


Payday Loan Consolidation Help

A debt settlement is a process in which a debtor gets in touch with a financial services company to help negotiate all outstanding payday loans with each payday lender to reduce the loan balance. Usually, this happens with the company helping the borrower to create an account where a small monthly payment can be made to settle pending payday loans. A debt consolidation service is better equipped to help with payday loans debt and making sure that an affordable monthly payment can be reached towards settling the loan.

A consolidation program is one of the best ways that most people are able to find their way out of payday loan debts. Solid Ground Financial has a group of financial professionals who will analyze your situation and prepare a comprehensive financial plan that will resurrect your financial life.

The debt management program works by allowing you to put all your outstanding payday loans into a single monthly payment that you can easily pay based on your budget. This helps to reduce the interests and late fees by up to 600 percent. This means that instead of dealing with several payday lenders, you only need to worry about one affordable payment each month in order to become debt-free over time.

Solid Ground Financial’s payday loan consolidation plan will help you to steer clear of increasing interest rates, late fees, and other payday loan charges that keep your debts rising and your credit score dropping. We will negotiate a settlement with your creditors that will lead to a significant reduction in the interest rates you are paying and help get your financial life back on track, while also reducing your repayment period.


Our Payday Loan Consolidation plan offers the following advantages to you:

  • EPP of debt: Because you no longer have to worry about multiple payday loans, it’s easy to remember one single payment to make every month from your paycheck. You will never have to consider taking out a new loan just to cover your payments. One affordable payment after payday loan debt consolidation is all you need to reclaim your financial freedom.
  • Reduce collection calls: Because we have a simple payment structure set up to help with payday loans, you no longer have to worry about annoying collection calls that aggravate you and serve as a constant reminder of your financial failings. Our payday loan consolidation plan helps you to focus on the important things once again.
  • Reduced monthly payments: A payday loan relief plan helps to eliminate the compounding effect of exorbitant interest rates that payday loans come with to keep you more indebted. Removing these interest rates means you no longer have to drown under the debt burden of late payments.
  • Psychological benefits: Knowing that you are on a debt management plan that will ultimately keep you out of debt helps you to remain calm. It reduces the emotional and psychological stress that being in debt causes. Having help with payday loans with a qualified debt management company allows you to focus on your financial future with some hope.


Solid Ground Financial is our best payday loan settlement provider

Our payday loan consolidation Plan is put together by experienced financial consultants to help you get your financial life back on track, moving away from payday loan repayment to important financial goals like purchasing a car, hosting a wedding, or anything else you want. The payday loan consolidation program has been tested and trusted over the years with proven results with many clients.

Our process is designed to help you consolidate all your payday loans debt into a simple process that requires less than three years to reduce your payday loans. No matter your financial situation, becoming debt-free is no longer impossible,

At Solid Ground Financial, our mission is to help you gain access to trusted debt counselors that will put together a comprehensive, personalized financial plan for you. We also provide you with in-depth financial guidelines that will guide you out of debts and onto the path to financial independence.

Each of our clients at Solid Ground Financial is provided with a repayment plan that will take their profile into consideration instead of a one-size-fits-all approach that other companies take. Our payday loan relief program is a sure way to become debt-free in a short time with a single monthly paymentwithout the hassle of exorbitant multiple payments and other uncertainties that are associated with payday loans.

We also provide you a 100 percent guarantee that our Payday Loan Consolidation program will get you out of debt, otherwise, you will be refunded in full. This means that you have absolutely nothing to lose and everything to gain by working with us to eliminate your payday loans debt. We will help you to understand your financial situation and know what it takes to get out of debt and stay free from it.

Our consolidators are also friendly, approachable and easy to work with, providing you with honest and educated opinions and financial advice to help you get the best solution to your payday loan settlement.

Speak With A Professional.

What’s the first step with dealing with your payday loan consolidation company?

When it comes to payday loan lenders things may get confusing. There can be many differences when it comes to credit card debt, payday loan debt, and fixed loans.

Being knowledgeable on what separates the three can not only educate you as the borrower, but can also enhance your overall experience with debt consolidation.

The most common of debt is credit card debt. Oftentimes not following a strategic budget can land you needing a personal loan that may not be the easiest to come out of. Most creditors prey on their borrowers by hidden fees that become overwhelming or high interest rates that weren’t made known to the applicant.


Credit Card Debt:

Credit card debt is normally a credit line that you have a limit to spend. You will make monthly payments on credit cards until the balance is paid in full. You can have multiple cards through the same EPP (Electronic Payment Processing) which means one bank can represent multiple companies that we shop with everyday. Your credit score is very important when these cards are issued. They will study your credit history and qualify you based on your history. Lower interest rates are the best product when it comes to which one. Carrying balances on your credit cards is how they calculate your interest each month.

When comes to payday loan help you want to be in a trusted debt consolidation company or credit counseling agency.

The  consumer financial protection bureau (also known as the CFPB) along with the Federal Trade Commission (FTC)  have been coming up with ways to regulate payday loan lenders. The main concern when it comes to the CFPB is the location of Payday Loan Lenders and installment loan lenders.  Most of the time these cash advances are located on Indian reservations. When inquiring about cash advances it is most important to protect your finances by being mindful of spam.

The types of loans the program finds most success with are unsecured debts, short-term loans, unsecured loans, personal loans, cash advances, and consolidation loans. If you would like a credit report, we can assist you in retrieving one.

A few loans that we specifically do not work with are car loans, mortgage loans, credit unions, utility bills, or any other types of loans with collateral.

We understand the struggle that comes ahead of each pay period when your checking account balances are running low. With our debt management program we can help you repay your principal amount while being able to comfortably pay your dues. Having monthly installments during your debt consolidation program can help with the amount of money you are able to save in your bank account. With our payday loan consolidation service you will have the option in paying bi weekly with a debt counselor by your side that will be able to help you gain control of your finances. Our counselors are experts when it comes to debt negotiation, debt settlement of payday loans and keeping you out of the payday loan trap.

Regardless of your credit score we can assist in lowering your monthly payments.  Speak with a debt counselor and or credit counselor today. When choosing a debt settlement company,

Debt consolidation is always the first place to look and a great option for a lower monthly payment. If you’re looking for a quick fix for you next paycheck you’re heading in the right direction. We can  give you a lower rate of payback, lower loan payments, and relief from collection agencies we can combine all your debt into one single monthly payment. No matter the kind of debt. We can work with personal loans, collection agencies, debt collectors, payday loan lenders,  online and storefront loans.

Most times lenders do not make sure borrowers have the sufficient income to be approved for the loan. They base it on your paycheck. Things to make sure you look at when you get a payday loan are the following.

1. Full amount applicant borrowed or loan amount

2. Installment Loan Term

3. Loan fees or annual percentage rate

4. Your Due date for your payments.

5. Amount you pay biweekly

6. Phone number for lender if applicable.

You probably wonder how you got here in the first place. You just needed a loan until your payday, you couldn’t get approved for that personal loan at your bank. With our loan consolidation program. We do not have any minimum loan amount required for our financial products. We just need your loan total and type of loan you have. We even work with personal loans.

Solid Ground financial does NOT provide personal loans. We do not screen for personal loans, we do not provide referrals for personal loans. We do not provide personal loans. Nor are we affiliated with any type of personal loan company.

When applying for an EPP (Extended payment plan) we have a wide array of financial products to offer you, were not just a debt settlement company. We do not offer free credit scores. We off the borrower relief from personal loans also known as cash advances. We do service most of the united states, Except PA. Our consolidators  will give you a single monthly payment. Give us a call 1-877-785-7817.

The difference between a debt negotiator and a credit counselor and or consolidators is debt negotiators are often working with a debt settlement program. Credit counselors do provide one single monthly payment but there is no settlement. When lenders calculate your loan term you will need your loan amount, APR, and loan terms, if possible. If you did receive any type of notice from lender that will work also. We can give you a quote with one single monthly payment.

Depending on the type of consolidation loan, installment loan, or the types of debt you currently have on your credit report we can figure the best option for your payday loan needs. Call us for a free consultation.

Whether you have bad credit or didn’t have much money on your payday for emergencies, we’re going to save you as much money as possible.


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